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Buying your first home in PEI is hard enough. You don’t have to do it alone.

I’ll guide you through building a real plan for your down payment, and stick with you as you work through it.

No prep needed. Bring your real numbers and I’ll do the rest.

The Yearly Budget Planner spreadsheet shown on a laptop

You’re not bad with money. You just don’t have a number.

Most first-time buyers in PEI are saving hard toward a target they’ve never actually calculated.

Built for buyers 1 to 2 years out

With Budget Blueprint

  • Your down payment number, calculated from your real income and expenses
  • Your 12-month savings total, on one page you can stick on the fridge
  • Your budget built with you on a 60-minute video call, not handed to you
  • The order to pay down your debt so it doesn’t stall your savings
  • Quarterly check-ins to see what actually happened and adjust

Saving on your own

  • A calculator that guesses your budget from your income
  • “Around 20 percent” and no idea when you’ll get there
  • A template you download, open twice, and abandon
  • Debt and savings competing with no plan for which comes first
  • No one checking whether the plan survived contact with real life

No prep needed. Bring your real numbers and I’ll do the rest.

How it works

One form, one session, and four check-ins over the year. You leave the first call with a finished plan, and I check in every three months to keep it on track.

  1. Book, pay, and fill out a short intake form

    About 15 minutes. No spreadsheets required, just rough numbers.

  2. Your 60-minute session

    We’re on a video call together while I build your Yearly Budget Planner from your real numbers and work out your Home Savings Plan. You watch it get built, so you know how it works. Your printable plan arrives by email after the call.

  3. Check-ins every three months

    A short call, about 30 minutes, at months 3, 6, 9 and 12. We look at how your savings are tracking, review your budget and your goals, and adjust the plan if anything has changed. Plans always need adjusting. That’s the point of this step.

Real results

What clients are saying

Before

“I didn’t understand that my money should have a purpose, and that every little bit counts”

After

“I’m putting 200 dollars per paycheck away to save for my first home and for a rainy day if needed”

— William

Before

“I was working full time and making decent money but at the end of the month after the bills were paid I always asked ‘where did my paycheque go’ and after seeing all of my bills and costs laid out and what I spend out of fun money it was clear where it was going.”

After

“Now that I’m not spending hundreds of dollars a month eating out and making bad financial decisions saving money and building retirement has never been easier.”

— McKenzie A.
Patrick, founder of Budget Blueprint

Learn more

Hi, I’m Patrick

I bought my first home in PEI at 24, with no family money and no co-signer. I live in Stratford, PEI, with my fiancée. By day, I work in IT, which mostly means I turn things off and on for a living.

I grew up in Dorchester, Ontario, and earned a diploma in business marketing before realizing that neither marketing nor my hometown was the right fit for me. So in 2022, my fiancée and I moved to PEI for a fresh start and a new career, and for the first time, we were fully on our own.

That move is what turned me into a budgeting addict. I’ve tracked every single purchase I’ve made since then, down to the penny. Now I help first-time homebuyers on PEI get ready to buy, on purpose instead of by luck.

More about me

Ready to get started?

Book your session and I’ll build your Home Savings Plan with you, live on the call.